Since my gal pal Ashley Kirchhoff the Paychex queen around this county wrote this up so clearly, I’m going to plagiarize .. er, share with you her email notice about your responsibilities as an employer come October 1 with respect to employee notification of health care opportunities.

Beginning October 1, 2013, employers are required to provide written notices to all employees — regardless of benefit enrollment status or full- or part-time status — about health coverage options, including notification about federal and state health insurance marketplaces. That’s exactly seven weeks from today!


Employers can send the notices by mail or electronically. In 2014, an employer will have 14 days from the employee’s start date to provide a notice.

The Department of Labor has provided model notices for employers who do not offer insurance, as well as for employers who offer coverage to some or all employees. (Ever notice how the Department of Labor is more like a creator of labor?)

Employers can also create their own notices, which must include:

  • An explanation of the marketplaces;

  • A reference to for employees to get information;

  • Information about premium subsidies that may be available to employees if they purchase a qualified health insurance plan through a marketplace; and

  • Notification that employees may lose their employer contribution to the health plan if it is obtained through a marketplace.

If you have questions, you should call me!!

More information can be found here –

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